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Reliable Short-Term Rental Insurance
Safeguard your rentals, one stay at a time.
Protection for every reservation with a simple claims process that removes friction and boosts customer satisfaction.
Whether flats, cabins, beach homes or villas, CoverCat is here to help!
Request InfoWhether flats, cabins, beach homes or villas, CoverCat is here to help!
Use CoverCat to Safeguard and Grow Your Investment.
CoverCat protects you, your homeowners, and your guests with coverage for damage to the structure, costs to replace or repair contents, and liability for injuries with:
Guest verification for every reservation to give you and your homeowners confidence about who is staying in your rentals.
Up to €1,000,000 in coverage for any/all reservation sites allowing you to protect every reservation and eliminate damage deposits.
An easy process for making claims and receiving payments in as little as 3 business days; with no guest involvement unless there is an injury.
Know who is staying in your rental with CoverCat Guest Verification
With CoverCat’s intelligent, automated guest verification, you make informed decisions about your reservations, and we will protect them.
Identity Verification
With an automated and intelligent process, we verify your guest's identity, so you and your homeowners know who is sleeping in your rentals.
Sanctions Checks
We check your guests against international sanctions lists so you and your homeowners can feel confident about the individuals to whom you rent your propertles.
Protect your homeowners, your guests and your business with CoverCat's short-term rental insurance
Intentional Acts
Not every guest will treat your rentals like you would. That’s why you can cover guest-caused damage with a CoverCat policy.
Stupidity
“Vacation brain” affects even the best short-term rental guests. Whether they decide to ski off the roof or throw water on burining oil causing a kitchen fire, The CoverCat Protection Policy covers a wide range of guest-caused damage, no matter how silly it may seem.
Bodily Injury
The CoverCat Protection Policy covers up to €1,000,000 in homeowner and property manager liability coverage for guest injury so you can feel confident that everyone involved is protected.
Damage caused by a Pet
Your rental may be pet-friendly, but that doesn't mean a pet will be friendly to your rental. Damage caused by a pet - whether your rental is pet-friendly or not - can be covered by the CoverCat Protection Policy.
Thievery
From time to time, guests might help themselves to momentos of their stay. The CoverCat Protection Policy may offer the coverage you need to replace stolen items in your rental.
Grow your business by partnering with CoverCat to recruit more clients and improve your bottom line
Support property owners
Provide protection for your homeowners when they need it. No charge if there are no guests.
Protect against the unexpected
Be smart. Protect yourself and your clients against expensive liability claims that are not covered by other policies
Improve Reviews
In most cases, CoverCat does not need to talk to guests to settle a claim. Much better for guests’ reviews. Compare that to other insurance providers.
Provide better guests
Have your guests checked before entering the property. It could save your Property Owners a lot of trouble.
Retain Customers
With the protection and service you provide, your clients and their guests will be a lot happier. Good reviews and a good service leads to more business.
Just three steps to start.
Step One
Group Properties
Discover our protection options. Do you want the same coverage for all properties or do you prefer different protection levels for certain property groups? At CoverCat, you find the right coverage per property.
Step Two
Select Protection
Select the right coverage levels and guest verification. You can select the coverage limits and the right endorsements: Do you need coverage for hot tubs or golf carts? Or only coverage against large losses? At CoverCat, there is no need to cover what you don’t use.
Step Three
Set up operations
We’ll connect to your reservation system so we can charge you for true usage only. You just have to inform your homeowners you are protecting them. We will provide you with our online service portal and easy claims process.