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Property Manager's Short-Term Rental Insurance
Reduce Risk, Raise Revenue.
Are you a property manager with 10 or more rentals that you oversee through property management software? If so, you can protect your business, your homeowners and their guests with automated guest verification and Short-Term Rental Insurance through CoverCat.
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Earn homeowners' trust with CoverCat
Competence and relationships are at the heart of turning one short-term rental under management into a portfolio of properties. To do that as a property manager, you have to earn clients’ trust and confidence. Having the coverage and protection you need from CoverCat allows you to effectively earn the trust of your homeowners.
Your business is built on helping de-stress the lives of homeowners and looking out for their investments. That's what we can do for you, too - including helping you raise the level of your revenue. CoverCat can:
Add Efficiency
With CoverCat's ability to seamlessly access your reservations via API, none of your scarce time gets wasted. No matter the booking site used to make a reservation, all guest stays are covered automatically.
Maintain Your Perfect Rating
With CoverCat, damage claims get resolved without involving guests, helping you avoid the risk of potentially receiving a bad review. That's a double win for you; a protected property and rating.
Safeguard All Parties
CoverCat isn't like most insurance providers. You and your homeowners are covered and when you choose liability protection, the guest is safeguarded too.
Build Clientele
Homeowners will recognize your dedication to protecting their investment, thanks to the resources and tools we make available to you. The insurance covers everything from a broken wine glass to a broken bone.
Submit Claims Quickly - Receive a Faster Payout
CoverCat knows that with the short-term rental business, time is money. Through our simple, three-step claims process, we pay claims as quickly as possible with 80% of claims paid in a week.
What Does The CoverCat Protection Policy Cover For Short-Term Rentals?
Your property's contents and structure can be covered for guest-caused damage with commercial short-term rental insurance from CoverCat. The policy also can give you and the homeowner protection from a guest injury with liability coverage.
Guest-caused damage to personal property:
Up to €25,000 in replacement cost
Guest-caused damage to structure:
Up to €1,000,000 including labor and material costs
Guest injury liability:
Up to €1,000,000 for homeowner and property manager
Guest verification helps ID potential guests so you know who is staying in your rentals.
CoverCat's claims take only 3 easy steps, and you have up to 60 Days from the guest's departure to submit claims through your account!
Step One
Photograph the damage
Gather evidence to provide.Showing evidence of damage is simple: shoot photos, retain a receipt or estimate for damage repairs, and write a short description.
Step Two
File your
claim
Step Three
We take it from here!
You can sit back or tend to other business because we've got this. We'll process your claim quickly to get a payout in your hands for repairs or replacements as fast as possible.80% of claims are paid within 3 business days of receipt of all required information.
Request InfoHear what CoverCat's satisfied customers have to say:
Frequently asked questions from property managers.
Most homeowners insurance policies can cover non-paying guests visiting a property. However, short-term rental insurance underwritten by a specialized insurance provider can cover your risk exposure to property damage and liability related to paying guests.
With guests coming and going, a lot can happen at your rental properties. Having insurance coverage can reduce your risk of being wiped out by damage or a liability claim.
Airbnb, Booking.com, and VRBO insurance don’t provide property managers with coverage options for renters who have booked directly and they have many limitations on what incidents they actually do cover.
Property managers may face expensive property damage and personal liability claims that could cost them their short-term rental property and potentially seriously impact their business. Additionally, property managers are in the vacation rental management business not the insurance business and are likely not licensed, qualified or staffed to properly handle insurance claims. Instead of assuming the costs, risk and administrative responsibilities of self-insuring, property managers should get appropriate insurance coverage from licensed, qualified insurance professionals.